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Buying your dream home

buy your dream home

Before leaving home, spend time to consider your property needs in regard to location, style of property and if it’s for full time living, holidays or rental investment.

Decide on your budget for your Spanish property including 13% costs (if you require a mortgage in Spain this can rise to 16 %*)

When you are ready, allow us at Sangria Properties you show you a selection of properties which meet your criteria.

When we have found your property, the office will speak to the vendors to make your offer.

If the offer is accepted we will prepare you a Compraventa (Sales Contract) and take a 3000€ deposit to hold the property for you.

This deposit is returnable should there be any issues found with the property during checks by the lawyer or gestor.

If the vendor changes their mind they are obliged to pay compensation.

From here we can take you to meet Manuel our English speaking qualified solicitor who will explain the process in more detail and help you obtain your NIE number which is required in Spain to buy property.

Please note you are not obliged to use Manuel but he is highly recommended and has worked with Sangria Properties for many years.

If you do not plan to be in Spain when the property completes Manuel or, your choice of solicitor, can arrange power of attorney to sign on your behalf at the notary (Official government body to ensure paperwork is correct) and to collect keys on the day of completion for you.

We will also assist with opening a Spanish bank account if required.

If you need advice on sending money to Spain we will introduce to a respected currency company to get you the best exchange rate possible.

Completion dates can typically vary between 1 and 4 months depending on personal circumstances searches being completed successfully on the property.

A few days before completion Manuel or your solicitor will confirm final costs and whether sufficient funds have already been transferred to your account in Spain.

On the day of completion you will go to the notary with your legal representative (if not being signed under power of attorney) and pay the seller (or their representatives) as well as all costs before collecting the keys to your new home in Spain.

*These costs are broken down as local property tax IVA (VAT) around 10%. Notary fees & legal fees account for the other 3 %

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